Wealth management for families with young children™

At Bright Advisers, we take the guesswork out of your finances so you can spend more time on what matters most–your family.

The Bright Advisers innovation

We developed a liability-driven wealth management system that fixes the flawed traditional approach to financial planning and investing.

Financial planning

First, your team of advisors will work with you to develop a durable financial plan grounded in your values and vision. Your plan will drive the creation and dynamic management of your investment strategy.

Seamless technology

Our in-house technology makes personalized financial planning and investing accessible for everyone. It also eliminates unnecessary fund fees and helps capture tax-loss harvesting opportunities.

Private education

Our team of specialists educates your children and prepares your family for future wealth across generations. You will learn how to create a Family Knowledge Base™ to organize, share and safeguard your family values, stories, and traditions.

Ultra-high-net-worth level services, regardless of your level of wealth

We believe everyone should have access to the best investment strategies, financial planning services, and advice.

  • Every portfolio is constructed from scratch and driven by your unique financial plan.
  • We use individual equities to reduce unnecessary fees and provide complete customization of your portfolio.
  • Our investment strategies are built on scientific research and leverage factor-based investing and smart beta techniques.
  • Every portfolio can be optimized for any asset a client already owns (public or private).
  • Every portfolio is recalibrated dynamically according to your plan’s evolutions.
  • Every portfolio is constructed from scratch and driven by your unique financial plan.
  • We use individual equities to reduce unnecessary fees and provide complete customization of your portfolio.
  • Our investment strategies are built on scientific research and leverage factor-based investing and smart beta techniques.
  • Every portfolio can be optimized for any asset a client already owns (public or private).
  • Every portfolio is recalibrated dynamically according to your plan’s evolutions.
  • Separately managed accounts allow for maximum tax efficiency, individual tax-loss harvesting, and hyper-personalization of portfolios.
  • The risk loading of your investment portfolio is dynamic and rebalanced to align with changes to your financial plan.
  • Each client has a dedicated team of financial advisors and industry specialists to help you make wise decisions with your family and financial wealth.
  • We provide estate planning and have resources to help you create an estate plan or update your current plan.
  • Integrated in-house tax planning and tax filing services are offered to clients.
  • We facilitate family meetings to discover and then align around shared values and goals.
  • Each client gets access to 30 on-demand interactive lessons that teach your children how to manage their own money and make smart financial decisions as they get older.
  • We provide your family the tools and understanding needed to make informed decisions and maintain multi-generational wealth.
  • We proudly serve as a fiduciary to each and every client we engage with.
  • We have no minimum account size requirements and work with clients at all levels of wealth.
  • We charge an all-inclusive asset management fee (wrap fee) at a fraction of the cost of traditional financial institutions. There are no hidden fees, no trade commissions, and no soft-dollar compensation arrangements with large firms.
  • We offer a simple and transparent monthly fee for our financial planning services that can be customized for your specific situation (Service Levels)

No risk scores. No model portfolios. No investment products.​

Your financial plan acts as the foundation, supported by our scientific investment strategies. We combine the power of smart beta, factor investing, and hedging strategies to intricately construct a hyper-personalized portfolio to maximize your financial outcomes.

Diversified Premia

This is our flagship equity strategy which provides exposure to U.S. large cap equity, seeking to combine the benefits of smart beta and factor investing techniques.​

Opportunity Strategy

This investment strategy focuses on dynamic growth factors such as innovation and momentum, while following the same methodologies as Diversified Premia.​

Quality Strategy

This investment strategy focuses on a set of robust value attributes such as high profitability, high payout, and low volatility, while following the same methodologies as Diversified Premia.​

Tactical Portfolio

This investment strategy leverages alternative asset classes that are stores of value and represent safe havens during market sell-offs or may become widely accepted stores of value.​

No platform fees. No trading fees. No commissions. Minimal fund fees.

Bright Advisers’ innovative in-house technology has rendered expensive mutual funds, ETFs, TAMPs, and other common investment products functionally obsolete. The result is significantly more efficient investment portfolios and higher probabilities of achieving your financial plan.

Our technology connects your plan to your investments.

Our wealth management platform that connects your financial plan with your investment strategy.

  • Manage your budget
  • Collaborate with your advisor on your financial plan
  • Track your investments
  • and more

Let's build a strong foundation for your family's future.

Free guide

7 Essentials For Successful Investing in Retirement

Disclosure

“Minimal fund fees” applies to the vast majority of our models. Some clients may hold legacy fee-bearing mutual funds and ETFs. Some clients may hold low-fee-bearing ETFs, in particular to get exposure to the fixed income asset class or alternative asset classes (precious metals, cryptocurrencies).