Giving built around your family's values.
For families who want their giving to mean more than a tax deduction, an account is only the start. We plan your giving around your values and your taxes, and pass the habit on to your children.
Get startedAt a glance
- Giving coordinated with your taxes
- A giving plan your family shapes together
- Documented for your children to read
Philanthropy is one of seven areas the Age Five Family Office coordinates for your family. Every major giving decision is documented in your FamilyKnowledge® Library, so the thinking behind it is there when your children are old enough to read it.
The difference is not generosity. It is whether your giving is planned, tax-smart, and taught to your children, or just an account you fund.
Most families
- Open a giving account and fund it when convenient
- Give cash instead of appreciated stock
- Miss the timing that lowers the tax cost
- Give without involving the children
- Nothing written down for next year, or for your kids
Age Five
- Plan your giving around your values and goals
- Give appreciated stock, timed for the tax benefit
- Coordinate every gift with your tax strategy
- Bring your children into the giving decisions
- Every major decision documented in your FamilyKnowledge® Library
A family giving philosophy
Your values and causes decided together, so giving has direction, not just a balance.
Donor-advised fund strategy
Your account set up and used well, funded and granted with the tax math in view.
Appreciated-stock and tax-smart gifting
Giving the right assets at the right time, so more reaches the cause and less the IRS.
Charitable giving coordination
Gifts timed and structured alongside your tax and investment plan, on one team.
Family service and stewardship
Your children brought into the giving, so generosity becomes a family habit.
Coordination with your estate plan
Charitable intentions tied into your wills, trusts, and legacy plan.
Define
We draw out the causes and values your family wants your giving to serve.
Plan
We structure your gifts and account to give the most, at the lowest tax cost.
Practice
We bring your children into the giving and document each decision.
What each service model typically includes. These describe general service models, not specific firms.
| A typical giving account |
A typical family office |
Age Five Family Office |
|
|---|---|---|---|
| Giving coordinated with your tax plan iAppreciated-stock gifts and timing planned alongside your tax strategy. | – | ✓ | ✓ |
| A written family giving plan iA giving philosophy your family decides together, with the causes and amounts planned ahead. | – | ✓ | ✓ |
| A donor-advised fund in place | ✓ | ✓ | ✓ |
| Built for families before $50M in net worth | ✓ | – | ✓ |
| Age Five Wealth Education for your children | – | – | ✓ |
| A documented FamilyKnowledge® Library your children can read | – | – | ✓ |
