For Gilead and biotech employees earning $750k and up, your paycheck and your stock ride on the same pipeline. We implement the advanced tax strategies most firms reserve for ultra high net worth families, and write each decision down for your children to read at 18.
Get startedThe Age Five Family Office is built for high-income families like yours. Every major tax and equity decision is captured in your FamilyKnowledge® Library, so the thinking behind it is there when your children are old enough to read it.
The difference is not the vest schedule. Every advisor knows that. It is that your job and your stock carry the same binary risk, and the Documentation Debt no one else closes: money passed down without the thinking behind it.
Your company stock diversified steadily, because a binary readout is not something anyone can time.
Multi-year projections, asset location, and prior-year work, beyond the RSU and ESPP timing.
Vest, sell, and ESPP lookback decisions modeled before the tax is triggered.
The high-earner Roth and your employer benefits used fully, coordinated with your tax plan.
Your single-stock risk shown as years added to financial independence, not only dollars at risk.
Each major equity decision written as a Decision Memo in your FamilyKnowledge® Library.
We map your company stock, your RSU and ESPP schedule, and how much of your life already rides on one pipeline.
We plan the diversification and the tax across years, on a steady schedule you can hold to.
We write each major decision for your children and keep the record current.
What each service model typically includes. These describe general service models, not specific firms.
| A typical RSU advisor |
A typical family office |
Age Five Family Office |
|
|---|---|---|---|
| The full W-2 tax picture, beyond RSU and ESPP iMulti-year projections, asset location, and prior-year work, coordinated by our CPAs and tax team. | – | ✓ | ✓ |
| Fully-implemented tax strategies iThe most advanced, fully-implemented tax strategies are usually reserved for ultra high net worth families. We bring that depth to families with young children. | – | ✓ | ✓ |
| RSU and ESPP planning | ✓ | ✓ | ✓ |
| Built for families before $50M in net worth | ✓ | – | ✓ |
| Age Five Wealth Education for your children | – | – | ✓ |
| A documented FamilyKnowledge® Library your children can read | – | – | ✓ |
Include federal, state, and local, just your best estimate.
Your typical annual income before taxes over the next few years.
Choose all that apply. Focus on where ~80% of your income is taxed today.
Be honest. This is where most of the opportunity hides.
Forward-looking modeling of your taxes, not just filing last year's return.
Choose all that apply.
This opens up family-governance and generational planning strategies.
No pressure, this just helps us tailor your results.
We'll prepare your personalized savings breakdown and reach out to walk you through it.
"Thank you for taking the time. I've helped hundreds of high-earning families keep more of what they make, and from what you shared, I'm confident there's real opportunity here. I'll personally see you at our meeting."
